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Lynn Richardson is back and giving insight on credit cards. GRIFF asked about using secured credit cards and if it helps your credit score. Richardson explained that credit is just like a muscle you have to exercise it in order for it to get stronger.

She believes using the secured card and paying it off helps your credit. A caller asked about short sales and Richardson explains that you must be the home out as that before you miss a payment. After won’t help and people need to realize that. Listen to all of the advice from Lynn Richardson.

Listen to “Get Up! Mornings with Erica Campbell” 6am ET.

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Lynn Richardson: “Credit Is Like A Muscle, You Have To Exercise It” [EXCLUSIVE INTERVIEW]  was originally published on