The basics of financial literacy are simple: Budget your money, save, invest and manage debt and pay bills on time. However, millions of Americans, including middle class families and the working poor, devising a budget and managing debt can be quite a challenge. So, how do we individually and collectively navigate the often fraught financial […]
Maintaining great credit is a key to financial freedom. Many of us become entrenched in credit card debt because we do not stay ahead of…
Thankfully for many, holiday spending is behind us. Come January, the bills — and the New Year’s Resolutions — will start rolling in. When reflecting on habits you’d like to break in 2011, it’s important to take a look at your personal finances. Common problems such as being overweight, smoking and carrying credit-card debt could […]
