finance

In this edition of the Ericaism, Erica Campbell talks about the difference between faith and foolishness. She says when in pursuits of our goals, we have to remember that it’s our responsibility to finance our dreams.  While it’s important to have faith, it’s also important to be realistic. She outlines the importance of business plans, […]

Ahhh, the mid-twenties. You’ve left some of the ways of your youth behind and maybe you are starting to feel like adulthood is here to…

Maintaining great credit is a key to financial freedom. Many of us become entrenched in credit card debt because we do not stay ahead of…

Pioneering sculptor Isaac Scott Hathaway (pictured) was chosen as the first African American to design a U.S. Mint coin on this day 66 years ago.…

Are you searching for some residual income ideas? Perhaps you are looking for ways to earn a second income or generate enough money for retirement.…

Muhammed Jah (pictured) of The Gambia told the BBC in a recent interview of a friend who went to the airport in the late 1990s…

Interviews with employers who make counteroffers, and employees who accept them, have shown that as tempting as they may be, acceptance may cause career suicide.Any…

The purpose of this budget is to come up with a system to govern everyday spending. If nothing else, remember this one simple budgeting rule:…

Most people are aware that if you withdraw money from a traditional, tax-deductible IRA before age 59½, you are subject not only to ordinary income…

Sometimes we hear people brag about their new car, new home, luxurious apartment, expensive jewelry, designer clothing, or high tech gadgets. These boasters enjoy bragging about their prized possessions to communicate that they have achieved a certain social status. In the mind of the untrained financial professional, these people are “Doing It Big!”, “Flossin”, and […]

By Rashad Phillips When it comes to the topic of saving money, I hear quite a bit of excuses: I just don’t make enough money to save. I have to treat myself with a few nice things. My kids can’t live without Polo or Jordan’s. After researching and learning how slaves saved, I can only […]

Are we entering a recession or a depression? What can we expect in the days ahead? Will we see massive layoffs, sky high interest rates, thousands more losing their homes and savings? Is there anything we can do to prepare? Absolutely it is something we can do…Start a home business! As the economy clings stubbornly […]